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Landlord Insurance

An investment property needs to be appropriately protected. Insurance can give you peace of mind and confidence that your property will be looked after should something go wrong.

For an outlay of a few hundred dollars a year, you can be covered for not only damage to buildings and contents, but also for rental default and damage by tenants.
Residential Landlords Insurance are categorised into two different covers:

  • Accidental Damage to Building and/or Landlord Contents
  • Defined Events to Building and/or Landlord Contents
  • Accidental Damage to Building and/or Landlord Contents
landlord-insurance

A sudden unforeseen event or happening causing physical loss or damage unexpected and unintended. If the Building or Landlord Contents are covered by the policy, cover is provided for Accidental Loss or Damage caused by physical loss or damage including Defined Events which happens at the property address during the period of insurance

Defined Events to Building and/or Landlord Contents
Covers only the events nominated and listed by the Insurer in the policy wording (also known as Listed Events or Insured Events). As the name suggests Defined Events policies cover those events defined (or listed) in the policy along with any Additional Benefits all subject to policy exclusions.

When a policy covers Rental Default or the optional Rent Default cover has been selected, the benefit will generally extend to include any legal costs incurred by the Insured to legally evict a tenant or to recover any amounts owed by the tenant.

Insurance Agents Group (IAG) Pty Ltd t/as Insurance Time (CAR 465271 | ABN 25 601 399 848)

Corporate Authorised representative of Community Broker Network Pty Ltd | AFSL 233750 | ACN 096 916 184

    ADDRESS

    Unit 1, 1303 Ipswich Rd, Rocklea QLD 4106

    PHONE

    Mobile: 0476 011 111

    EMAIL

    [email protected]